This is a conversation between a man and his new girlfriend.
Woman: Do you drink beer?
Man: Yes.
Woman: How many beers a day?
Man: Usually about 3.
Woman: How much do you pay per beer?
Man: $5.00 which includes a tip (This is where it gets scary!).
Woman: And how long have you been drinking?
Man: Oh, about 20 years, I suppose.
Woman:So, a beer costs $5.00 and you have 3 beers a day, which puts your spending each month at $450.00.
In one year it would be approximately $5400.00 correct?
Man: Correct.
Woman: If in 1 year you spend $5400.00, not accounting for inflation, the past 20 years puts your spending at $108,000.00 or maybe more, correct?
Man: Correct.
Woman: Do you know that if you didn’t drink so much beer, that money could have been put in a step-up interest savings account, and after accounting for compound interest for the past 20 years, you could have now bought a Ferrari?
Man: Do you drink beer?
Woman: No.
Man: Where’s your Ferrari?
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